Contents

1. Cover and contents1
2. 3Market risk124
3. 4Controls and procedures124
4. 1Legal proceedings125
5. 1ARisk factors125
6. 2Equity sales and repurchases125
7. 6Exhibits126
8. Signatures127

Statements and notes

1. Auditor's report33
2. Income statement34
3. Comprehensive income35
4. Balance sheet36
5. Cash flow statement37
6. Auditor's report41
7. Income statement42
8. Balance sheet43
9. Cash flow statement44
10. Auditor's report47
11. Income statement48
12. Balance sheet49
13. Cash flow statement50
14. Auditor's report53
15. Income statement54
16. Balance sheet55
17. Cash flow statement56
18. Auditor's report59
19. Income statement60
20. Balance sheet61
21. Cash flow statement62
22. Auditor's report65
23. Income statement66
24. Balance sheet67
25. Cash flow statement68
26. Auditor's report71
27. Income statement72
28. Balance sheet73
29. Cash flow statement74
30. Auditor's report77
31. Income statement78
32. Balance sheet79
33. Cash flow statement80
34. Notes to financial statements95
35. Segment note116
36. Income statement118
37. Balance sheet120
38. Cash flow statement122