Contents

1. Cover and contents1
2. 1Business1
3. 1ARisk factors3
4. 1BUnresolved staff comments3
5. 2Properties3
6. 3Legal proceedings3
7. 5Market for common equity4
8. 6[Reserved]4
9. 7MD&A10
10. 7AMarket risk22
11. 8Financial statements23
12. 9Changes in accountants80
13. 9AControls and procedures80
14. 9BOther information80
15. 11Executive compensation86
16. 12Security ownership86
17. 13Related transactions86
18. 14Accountant fees87
19. 15Exhibits89
20. Signatures121

Statements and notes

1. Balance sheet23
2. Income statement35
3. Notes to financial statements45
4. Auditor's report51
5. Balance sheet52
6. Income statement64
7. Notes to financial statements74
8. Auditor's report79
9. Auditor's report90
10. Balance sheet91
11. Income statement92
12. Cash flow statement94
13. Notes to financial statements95